Back to Gen H

For intermedaries use only

Back to criteria list

95% LTV criteria

95% lending is not available on any new build properties.

Applicants must have clean credit history, meaning 0 missed payments in the last 3 years.

At least 50% of the owners' total income must be derived from permanent employed income, excluding income received from a director's own limited company and fixed term or zero hour contracts.

Applications where the homeowners have no employed income are not eligible for 95% LTV borrowing.

Maximum loan and LTI multiples apply.


Gen H

Building a fairer housing market

© Imagine Mortgages Limited 2023

Gen H ® is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.

Authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 921355.

07723 954895

[email protected]

Generation Home

Sign in to Gen H ProRegister for Gen H ProOur ratesIntermediaries