Loan-to-income (LTI) multiples
The maximum loan-to-income ratio is 5.5x gross income.
The following additional restrictions apply:
- For LTVs above 85%, LTI is capped at 4.49x.
- If the primary borrower is self-employed, the LTI is capped at 4.49x.
The maximum loan-to-income ratio is 5.5x gross income.
The following additional restrictions apply: