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If the customer wishes to let a room in their property to a lodger consent must be obtained from us prior to the agreement.

A maximum of one room can be let. Only one individual lodger is permitted.

The lodger must meet the following definition of an 'excluded occupier':

  • they live in the main home of the owner
  • they share a kitchen, bathroom or living room with the owner
  • they cannot have exclusive possession of the room that they are staying in. For example if the owner only has a key to the room for emergencies the lodger is likely considered to have exclusive possession, therefore this is not permitted.

Income from lodgers is not accepted.


Gen H

Building a fairer housing market

© Imagine Mortgages Limited 2023

Gen H ® is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.

Authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 921355.

07723 954895

[email protected]

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