Criteria guide

Occupiers

Income boosters and deposit boosters are not permitted to reside in the property.

Any occupiers – defined as individuals residing or due to reside in the security – not associated with the owner(s) through continuing linked finances, marriage or civil partnership, such as adult children (17+), must be disclosed and must complete an occupancy waiver form.

Any occupiers associated to the owner(s) through continuing linked finances, marriage or civil partnership must be included as an owner in the mortgage application.

Occupier's consent and postponement deed

This document must be signed by every person aged 17 or over who will occupy the property after the mortgage is completed and who is not a party to the mortgage.

Occupier's Consent and Postponment Deed.pdf

Please note: we will not be able to issue a mortgage offer without this document signed and returned to us.