Affordability calculator Gen H Pro log in
Application → All guides
A - Z of Application criteria
Deposit sources
Direct Debits
Early repayment charges
Interest
Tenure
Loan to income multiples
Loan purpose
Loan size
Location
Maximum LTV
Mortgage Term
Offer validity
Overpayments
Payment holidays
Porting
Rate switches
Remortgage & Additional Borrowing
Repayment methods
Customer → All guides
Adverse Credit
Age
Applicants
Asylum Seekers
Boosters
Commitments & Expenditure
Customer Verification
Dependants
Expat
First-Time Buyer
Home Movers
Non UK Nationals
Overseas applicants
Owners
Retirement
Students
Vulnerable Customers
Income and employment → All guides
A - Z of Income types
Benefit income
Contract workers
Employed
Foreign currency income
Holiday Lets
Minimum incomes
Other income types
Parental Leave
Pay increases
Pension
Piecework
Rental income
Retirement income
Self Employed
Stipend Income
Property → All guides
A - Z of Property types
A - Z of Purchasing schemes
Bedroom count
Construction types
Current value
Discounted purchase price
Flood Risk
Help to Buy
Leasehold
New builds
New Build; Incentives & Part Exchange
Property Charges
Property values
Retentions
Tenure types
Valuations
Packaging guide → All guides
Employed income
Investment income
Maintenance income
Parental Leave
Rental income
Self-employed income
Sole traders income
Address verification
Additional support
Identification
Miscellaneous
Occupier’s consent
Proof of deposit
Retirement plans and pension
Generation Home Products and Services → All guides
Registering on our panel
Income boosters
Deposit boosters
The Home Agreement
Conveyancing
ILA
Toolkit for your clients
Toolkit for you
Tariff of Mortgage charges
Terms of Business
Privacy notice
The best self-employed mortgage application
The Income Booster feature is a great way to support a self-employed applicant into a home.
But there is so much more we could do to improve the process and availability for self-employed customers.
Smoother Application
Integrating with accounting software to cut down on the document requirements
(This is straightforward)
Smarter Underwriting
Can we assess affordability (and risk) in a smarter way, based upon experience, skillset, industry and professional prospects?
(This is not so straightforward, but it's something our credit risk team is passionate about)