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The best self-employed mortgage application
The Income Booster feature is a great way to support a self-employed applicant into a home.
But there is so much more we could do to improve the process and availability for self-employed customers.
Smoother Application
Integrating with accounting software to cut down on the document requirements
(This is straightforward)
Smarter Underwriting
Can we assess affordability (and risk) in a smarter way, based upon experience, skillset, industry and professional prospects?
(This is not so straightforward, but it's something our credit risk team is passionate about)