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Universal Credit

Universal Credit is accepted with the following restrictions:

  • The benefit must be for the applicant and must be guaranteed
  • Housing allowance must be deducted
  • At least one owner should be in full-time employment

Child Tax Credit should only be included where payments are guaranteed for the next 5 years from date of application.

Required documents:

  • 3 months’ Universal Credit statements
  • Latest month’s bank statement
Gen H

Building a fairer housing market

© Imagine Mortgages Limited 2023

Gen H ® is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.

Authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 921355.

07723 954895

[email protected]

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