Criteria guide

Retirement age / plans

We do not accept applications where all borrowers are retired at the time of completion.

We do accept applications where all borrowers are due to retire within the term of the loan.

Planned retirement age must be keyed and cannot exceed 75.

Underwriters will assess whether the planned retirement age is reasonable for the line of work, e.g. in the case of physically demanding roles.

Maximum age limits apply.