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Rate switches

At the end of a fixed-rate period where there are no material changes to the mortgage, a rate switch will be allowed without an affordability assessment.

We will undertake an affordability assessment where there is a material change to a mortgage, such as an increase in loan amount, or a term reduction, or any change that may affect the affordability of the mortgage.

Gen H

Building a fairer housing market

© Imagine Mortgages Limited 2023

Generation Home ® is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.

Authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 921355.

07723 954895

[email protected]

Generation Home

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