The maximum property value we lend on is £3,000,000 or up to £5,000,000 on referral.

The minimum property value we lend on is £75,000, with a few exceptions.

Exceptions:

• The minimum value of a studio flat that we’ll lend on is £100,000.
• The minimum value of ex-local authority/MOD/housing association properties that we’ll lend on is £100,000 outside London and the South East (LSE)* and £150,000 inside LSE.
• The minimum value of properties in proximity to commercial premises that we’ll lend on is £100,000 outside LSE and £150,000 inside LSE.
• The minimum value of freehold properties converted into flats that we’ll lend on is £100,000 outside LSE and £150,000 inside LSE.

London and the South East includes areas I&J using the NUTS definition – see the Region section for more detail.