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Property value

The maximum property value we lend on is £3,000,000 or up to £5,000,000 on referral.

The minimum property value we lend on is £75,000, with a few exceptions.

Exceptions:

  • The minimum value of a studio flat that we’ll lend on is £100,000.
  • The minimum value of ex-local authority/MOD/housing association properties that we’ll lend on is £100,000 outside London and the South East (LSE)* and £150,000 inside LSE.
  • The minimum value of properties in proximity to commercial premises that we’ll lend on is £100,000 outside LSE and £150,000 inside LSE.
  • The minimum value of freehold properties converted into flats that we’ll lend on is £100,000 outside LSE and £150,000 inside LSE.

London and the South East includes areas I&J using the NUTS definition – see the Region section for more detail.

Related:

Gen H

Building a fairer housing market

© Imagine Mortgages Limited 2023

Generation Home ® is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.

Authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 921355.

07723 954895

[email protected]

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