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Piecework

Work done by the piece and paid at a set rate per unit is acceptable and weighted at 100% where:

For employed applicants:

The applicant must have a 12-month employment history within the same role. The latest P60, 3 months’ payslips and bank statements will be required to verify income.

The lower of the annual income on the latest P60 or annualised income from the latest 3 months’ payslips should be declared as the annual income.

For self-employed applicants:

The applicant must have 2 years’ trading history. The last 2 years’ SA302, TYOs and the latest 3 months’ business bank statements will be required to verify income.

The lower of the annual income seen on the latest SA302 or annualised income from the latest 3 months’ business bank statements should be declared as the annual salary.

Shorter terms of employment or self-employment may be reviewed where the individual is a skilled worker or professional.

Gen H

Building a fairer housing market

© Imagine Mortgages Limited 2023

Gen H ® is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.

Authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 921355.

07723 954895

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