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Completions

Work done by the piece and paid for at a set rate per unit is acceptable and taken at 100% where;

(Employed) The applicant has a 12 month employment history within the same role. The latest P60, 3 months payslips and bank statements will be required.  The lower of the; annual income on the latest P60 OR annualised income from the latest 3 months payslips, should be declared as the annual income.

(Self Employed) The applicant has 2 years trading history. The last 2 years Sa302, TYOs and latest 3 months business bank statements will be required. The lower of the; annual income seen on the latest Sa302 OR annualised income from the latest 3 months business bank statements, should be declared as the annual salary.

Shorter terms of Employment/Self-employment may be reviewed where the individual is a Skilled worker or professional.