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New build incentives

We will not lend against new build developments where incentives paid to the purchaser are more than 5% of the purchase price.

  • Where incentives are less than £2,000 the incentive is allowed with no change to lending.
  • Where incentives are greater than £2,000 but no more than 5% of the purchase price of the property, the value of the incentive will be deducted from the property value when calculating the LTV.

We class any items supplemented by the developer/vendor as incentives.

We do not accept developer/vendor deposits


Gen H

Building a fairer housing market

© Imagine Mortgages Limited 2023

Generation Home ® is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.

Authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 921355.

07723 954895

[email protected]

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