Missed payments
Within the last 3 months, applicants cannot have:
- Any missed mortgage payments
- Any unsecured lending more than 1 month in arrears
Within the last 3 years, applicants cannot have:
- Any mortgage payment more than 1 month in arrears
- Any unsecured lending up or equal to £100 more than 3 months in arrears
- Any unsecured lending over £100 more than 1 month in arrears