Within the last 3 months
- Mortgage payments: No missed mortgage payments
- Unsecured lending: No financial agreement to be more than 1 month in arrears
Within the last 3 years
- Mortgage payments: No mortgage to be more than 1 month in arrears
- Unsecured lending: No financial agreement to be more than 1 month in arrears (arrears balances <=£100 if <=3 months in duration).