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Maximum LTV
Houses in London & South East (excluding New Build) | Flats in any location / Houses not in London & South East (excluding New Build) | New Build Houses | New Build Flats | |
LTV | Value of Lend | Value of Lend | Value of Lend | Value of Lend |
95% | ≤£700K* | ≤£500K* | - | - |
90% | ≤800K | ≤£500K | ≤£500K** | - |
85% | >£800K & ≤£1M | >£500K & ≤£1M | ≤£500K | - |
80% | ≤£1M | ≤£1M | ≤£1M | ≤£1M |
70% | ≤£1M | ≤£1M | ≤£1M | ≤£1M |
*Lending allowable to 95% where the application meets the expanded higher LTV criteria
**Lending allowable to 90% where the application meets the expanded higher LTV criteria