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The following information will be required at affordability stage, for each property:
- Address of property
- Outstanding mortgage balance
- Total annual rental income
- Total annual mortgage repayment
- Latest 3 months bank statements
Let to Buy
In cases where the applicants are converting their current residential property to a ‘let to buy’, we will not include any future rental income into the affordability calculator.
We will however be required to confirm the property is self funding, where the BTL mortgage repayment is being excluded.
- BTL/LTB mortgage offer
- AST or ARLA letter