Criteria guide

First time buyers

We accept cases from both first-time buyers and previous homeowners.

Income boosters and first-time buyers

Of our affordability solutions, many first-time buyers find our income booster proposition to be useful.

Income boosters are close family members that go on the mortgage but not the property deed. This boosts the buyer's affordability but protects their first-time buyer stamp duty status.

Learn more about income boosters.