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Early repayment charges
Early repayment charges are payable if you repay the mortgage loan or switch to another product before the end of the initial interest rate. They are based on a percentage of the amount that you repay or switch. Early repayment charges will also apply if you exceed your 10% overpayment allowance.
Early repayment charges do not apply after expiry of the initial fixed rate period at this point the mortgage will move on Generation Home’s standard variable rate (SVR).
Unlimited overpayments can be made whilst the mortgage is on SVR.