Affordability calculator Gen H Pro log in
Application → All guides
A - Z of Application criteria
Deposit sources
Direct Debits
Early repayment charges
Interest
Tenure
Loan to income multiples
Loan purpose
Loan size
Location
Maximum LTV
Mortgage term
Offer validity
Overpayments
Payment holidays
Porting
Rate switches
Remortgage & Additional Borrowing
Repayment methods
Customer → All guides
Adverse Credit
Age
Applicants
Asylum Seekers
Boosters
Commitments & Expenditure
Customer Verification
Dependants
Expat
First-Time Buyer
Home Movers
Non UK Nationals
Overseas applicants
Owners
Retirement
Students
Vulnerable Customers
Income and employment → All guides
A - Z of Income types
Benefit income
Contract workers
Employed
Foreign currency income
Furlough
Minimum incomes
Other income types
Parental Leave
Pay increases
Pension
Piecework
Rental income
Retirement income
Self Employed
Stipend Income
Property → All guides
A - Z of Property types
A - Z of Purchasing schemes
Bedroom count
Construction types
Current value
Discounted purchase price
Flood Risk
Help to Buy
Leasehold
New builds
Property values
Retentions
Service charges
Tenure types
Valuations
Packaging guide → All guides
Benefit income
CIS income
Employed income
Investment income
Maintenance income
Parental Leave
Rental income
Self-employed income
Sole traders income
Address verification
Additional support
Identification
Miscellaneous
Occupier’s consent
Proof of deposit
Retirement plans and pension
Generation Home Products and Services → All guides
Registering on our panel
Income boosters
Deposit boosters
The Home Agreement
Conveyancing
ILA
Client facing marketing
Broker marketing
Tariff of Mortgage charges
Terms of Business
Privacy notice
Early repayment charges
Early repayment charges are payable if you repay the mortgage loan or switch to another product before the end of the initial interest rate. They are based on a percentage of the amount that you repay or switch. Early repayment charges will also apply if you exceed your 10% overpayment allowance.
Early repayment charges do not apply after expiry of the initial fixed rate period at this point the mortgage will move on Generation Home’s standard variable rate (SVR).
Unlimited overpayments can be made whilst the mortgage is on SVR.