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Deposit sources

The following types of deposit are acceptable:

  • Savings
  • Sale of property or equity release
  • Sale of shares or crypto currency
  • Inheritance
  • Gifted deposit from a family member (a family member is considered to be a close relation defined as a spouse, domestic partner, grandparent, parent, sibling, half sibling, aunt, uncle, cousin, in-law relation or step relation)

Vendor’s deposits are not accepted as a deposit.

Unsecured loans are not accepted as a deposit.

Where deposit funds are coming from overseas, further due diligence checks will be applied.

Where deposit funds are the product of crypto currency trading, please refer to the acting conveyancer for further guidance on acceptability.

Our deposit booster proposition allows friends or family to make a contribution to the deposit in the form of an equity loan or interest-free loan.

Visit the deposit booster page on our website for more information.


Gen H

Building a fairer housing market

© Imagine Mortgages Limited 2023

Gen H ® is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.

Authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 921355.

07723 954895

[email protected]

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