Criteria guide

Debt consolidation

Debt consolidation is only available through the broker channel.

The maximum LTV for debt consolidation is 80%.

The amount we may lend would be the lower of £30,000 or 10% of the mortgage. Debts must be keyed prior to repayment as these will be included in our affordability assessment.

Evidence to support the purpose of the loan may be required, considering the size and circumstance of the additional borrowing.