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We typically lend on properties of standard construction which is defined as built of stone, concrete block and /or brick with either solid or cavity walls that consist of an inner and outer skin. The outer skin will usually be of stone, brick or block. The roof will be of slate, tile, thatch or felt.

We may consider properties constructed using non-conventional methods but will be entirely guided by the valuer’s comments and confirmation of the property being suitable security for mortgage purposes.

Timber, BISF and concrete construction properties will generally be subject to valuers comments and suitability for mortgage purposes.