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90% LTV new build criteria

90% new build lending is available on new build houses only, not new build flats.

Applicants must have a clean credit history, meaning 0 missed payments in the last 3 years.

At least 50% of the owners' total income must be derived from permanent employed income, excluding income received from a director's own limited company and fixed-term or zero-hour contracts.

Applications where the homeowners have no employed income are not eligible for 90% LTV new build borrowing.

Maximum loan and LTI multiples apply.


Gen H

Building a fairer housing market

© Imagine Mortgages Limited 2023

Gen H ® is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.

Authorised and regulated by the Financial Conduct Authority.

Our Financial Services Register number is 921355.

07723 954895

[email protected]

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